X-Ray Cost in North Dakota

Find the average cost of X-rays across North Dakota and learn how to save money on your medical imaging needs.

Understanding X-Ray Costs in North Dakota

North Dakota offers a varied landscape of healthcare pricing, with X-ray costs fluctuating significantly depending on where you receive your imaging services. Understanding these price variations can help you make informed decisions and potentially save hundreds of dollars on your medical expenses.

This comprehensive guide explores X-ray pricing throughout North Dakota, highlighting average costs, price ranges, affordable providers, and strategies to minimize your out-of-pocket expenses while still receiving quality care.

$149
Average X-Ray Cost in North Dakota
$18
Lowest Price
$149
Average Price
$335
Highest Price

How North Dakota X-Ray Costs Compare Nationally

With an average X-ray cost of $149, North Dakota falls slightly below the national average of $151. This makes North Dakota a moderately priced state for X-ray services. However, the statewide average masks significant price variations between different facilities and regions within North Dakota.

North Dakota vs. National and Neighboring States

$149
North Dakota
$151
National Avg
$145
South Dakota
$143
Minnesota
$152
Montana

X-Ray Price Distribution in North Dakota

X-ray prices in North Dakota show a significant spread from the lowest to the highest providers. Understanding this distribution can help you identify whether a quoted price is reasonable or excessive.

Price Range Distribution Across North Dakota Providers

10%
15%
18%
20%
15%
12%
7%
3%
$18-$53 (10% of providers)
$53-$88 (15% of providers)
$88-$123 (18% of providers)
$123-$158 (20% of providers)
$158-$193 (15% of providers)
$193-$228 (12% of providers)
$228-$263 (7% of providers)
$263-$335 (3% of providers)

Most Affordable X-Ray Providers in North Dakota

Finding affordable X-ray services in North Dakota can result in significant savings. Here are some of the facilities offering X-rays at prices substantially below the state average:

Family HealthCare
$18 - $53
Fargo, ND
Coal Country Community Health Center
$18 - $53
Beulah, ND
Northland Community Health Center
$53 - $88
Turtle Lake, ND
Valley Community Health Centers
$53 - $88
Grand Forks, ND

Most Expensive X-Ray Providers in North Dakota

At the opposite end of the spectrum, these facilities tend to charge the highest prices for X-rays in North Dakota:

Sanford Medical Center
$298 - $335
Bismarck, ND
Essentia Health
$263 - $298
Fargo, ND
CHI St. Alexius Health
$228 - $263
Bismarck, ND
Trinity Health
$228 - $263
Minot, ND

Factors Affecting X-Ray Costs in North Dakota

Several key factors influence the price variations seen across North Dakota's healthcare facilities:

Facility Type

Hospital-based radiology departments typically charge more than standalone imaging centers. Academic medical centers often have the highest rates, while community health centers and independent facilities tend to offer more competitive pricing.

Geographic Location

Urban areas like Fargo and Bismarck generally have higher healthcare costs than rural areas. However, some rural facilities with limited competition may also charge premium rates.

Hospital System Affiliation

Facilities belonging to larger healthcare systems may have standardized pricing policies that can be either higher or lower than independent facilities, depending on the system's pricing strategy.

Competition

Areas with multiple imaging providers typically have more competitive pricing, while regions with limited options may see higher prices due to reduced competition.

How to Save Money on X-Rays in North Dakota

You can significantly reduce your out-of-pocket expenses for X-rays in North Dakota by employing these strategies:

Compare Prices Across Multiple Facilities

As demonstrated by the wide price range ($18 to $335), shopping around can result in substantial savings. Don't hesitate to call different providers to inquire about their cash prices for the specific X-ray you need.

Consider Community Health Centers

Federally Qualified Health Centers (FQHCs) in North Dakota offer significantly lower prices, especially for uninsured or underinsured patients. These centers may provide X-rays at 70-90% less than hospital prices.

Ask About Cash Pay Discounts

Many North Dakota facilities offer significant discounts (often 20-40%) for patients who pay at the time of service rather than being billed.

Check With Your Insurance

If you have insurance, verify which facilities are in-network and what your expected out-of-pocket cost will be. Sometimes the cash price at an out-of-network facility may be lower than your in-network copay or coinsurance.

Consider Crossing State Lines

For residents of border communities, facilities in neighboring states like Minnesota or South Dakota may offer lower prices for the same services.

Common X-Ray Types and Costs in North Dakota

Prices vary not only by facility but also by the type of X-ray needed. Here are typical price ranges for common X-ray procedures in North Dakota:

X-Ray Type Average Cost in North Dakota Typical Range
Chest X-Ray (2 views) $180 $75 - $350
Extremity X-Ray (arm, leg) $165 $60 - $310
Spine X-Ray $275 $120 - $470
Abdominal X-Ray $290 $140 - $520
Dental X-Ray (single) $25 $12 - $45
Dental X-Ray (full mouth) $135 $75 - $250

Insurance Coverage for X-Rays in North Dakota

Most health insurance plans, including those available in North Dakota, cover medically necessary X-rays. However, your out-of-pocket costs will depend on:

  • Deductible: If you haven't met your annual deductible, you may be responsible for the full negotiated rate.
  • Copayment/Coinsurance: After meeting your deductible, you may pay a fixed copay or a percentage (typically 10-30%) of the cost.
  • Network Status: Using in-network providers will result in lower out-of-pocket costs than out-of-network facilities.
  • Prior Authorization: Some insurance plans require pre-approval for certain types of X-rays.

North Dakota Medicaid generally covers medically necessary X-rays with minimal or no copayment for eligible beneficiaries. Medicare Part B covers diagnostic X-rays at 80% of the approved amount after the annual deductible is met.

Medical Disclaimer

The information provided on XRayCost.com is for general informational and educational purposes only and is not a substitute for professional medical advice. Always seek the advice of your physician or other qualified health provider with any questions you may have regarding a medical condition or medical procedure. Never disregard professional medical advice or delay in seeking it because of something you have read on this website.

Last Updated: May 18, 2025

Frequently Asked Questions About X-Ray Costs in North Dakota

Why is there such a big difference in X-ray prices across North Dakota?

The enormous price variation for X-rays in North Dakota (from $18 to $335) stems from several factors: facility type (hospitals typically charge 3-5 times more than community health centers), geographic location (urban facilities generally have higher prices than rural ones), overhead costs (larger facilities with more administrative staff tend to charge more), negotiated insurance rates (which influence cash prices), and competitive landscapes (areas with more providers typically have more competitive pricing). Additionally, academic medical centers and teaching hospitals often charge premium rates due to their advanced capabilities and research missions. This price disparity highlights the importance of comparing costs across multiple providers, as patients can save up to 90% on identical X-ray procedures simply by choosing a different facility.

Where can I find the most affordable X-rays in North Dakota?

The most affordable X-rays in North Dakota are typically found at Federally Qualified Health Centers (FQHCs), community health centers, and some urgent care facilities. Specifically, Family HealthCare in Fargo and Coal Country Community Health Center in Beulah offer some of the state's lowest X-ray prices ($18-$53), followed by facilities like Northland Community Health Center in Turtle Lake and Valley Community Health Centers in Grand Forks ($53-$88). For residents of major cities, these community-based centers provide significant savings compared to hospital-based services. When seeking affordable options, call facilities directly to ask about their cash prices and any available discounts. Online healthcare price comparison tools can also help identify low-cost providers. Additionally, FQHCs throughout North Dakota offer sliding fee scales based on income for qualifying patients, potentially reducing costs even further.

Does North Dakota Medicaid cover X-rays?

Yes, North Dakota Medicaid does cover medically necessary X-rays when ordered by an enrolled provider as part of diagnosis or treatment. Coverage includes common X-rays like chest, extremity, spine, and abdominal X-rays when deemed medically necessary. For most eligible beneficiaries, there is little to no copayment required for these services. However, there are some important limitations: the X-ray must be performed at a Medicaid-participating facility (not all imaging centers accept Medicaid), prior authorization may be required for certain types of X-rays, and the X-ray must be ordered to diagnose or treat a specific medical condition rather than for preventive screening. Additionally, North Dakota Medicaid typically covers X-rays at the lowest reimbursement rates in the state, which means some providers may limit the number of Medicaid patients they accept or may have longer waiting times for appointments.

How much does a chest X-ray cost in North Dakota?

A standard two-view chest X-ray in North Dakota costs an average of $180, but prices vary dramatically depending on the facility. At the lowest end, community health centers and FQHCs charge $75-$100 for a chest X-ray. Mid-range providers typically charge $150-$225, while the most expensive facilities, particularly major hospitals in Bismarck and Fargo, may charge $275-$350 for the same procedure. These prices typically refer to the cash pay rate for uninsured patients. With insurance, your out-of-pocket cost will depend on your specific plan's deductible, copay, or coinsurance requirements. Medicare patients typically pay 20% of the approved amount after meeting their Part B deductible. For the most accurate pricing, contact facilities directly with the specific CPT code for a chest X-ray (typically 71046 for a two-view study) and ask about their cash price or your estimated out-of-pocket cost with your insurance.

Are X-rays at urgent care centers in North Dakota less expensive than at hospitals?

Yes, urgent care centers in North Dakota typically offer X-rays at prices 30-50% lower than hospital emergency departments. While a chest X-ray might cost $250-$350 at a hospital, the same X-ray at an urgent care center might cost $125-$200. This substantial difference exists because urgent care centers have lower overhead costs, fewer administrative staff, and generally charge lower facility fees. Additionally, most urgent care centers in North Dakota offer transparent, bundled pricing that combines the X-ray with the provider visit, resulting in further savings compared to hospitals, which typically bill separately for the facility fee, radiologist interpretation, and provider consultation. However, it's important to note that community health centers are usually even less expensive than urgent care centers, with prices often 40-60% lower, though they may have limited availability for non-established patients. For non-emergency situations where you need an X-ray, urgent care centers represent a good balance of convenience, accessibility, and cost.

How can I verify the exact cost of an X-ray in North Dakota before getting one?

To verify X-ray costs in North Dakota before your procedure: First, get the specific CPT code for your X-ray from your doctor (e.g., 71046 for a 2-view chest X-ray). For insured patients, contact your insurance company with this code to check coverage and get an estimate of your out-of-pocket costs, asking specifically about deductibles, copays, or coinsurance that may apply. Then, contact several facilities (ideally both hospitals and independent imaging centers) to verify they accept your insurance and ask about their contracted rate for your specific plan. For self-pay patients, call multiple facilities and request their cash price for your specific X-ray CPT code, and ask about self-pay discounts, which can range from 10-40% off the standard rate. Many North Dakota healthcare facilities now offer online price estimation tools, and under the Hospital Price Transparency Rule, hospitals must provide clear, accessible pricing information online. Another option is to use healthcare price comparison tools like Healthcare Bluebook or Fair Health Consumer, which provide typical costs for medical procedures including X-rays in your specific region of North Dakota.

Do all X-ray facilities in North Dakota provide the same quality of service?

While the basic technical quality of X-ray images is generally comparable across North Dakota facilities due to standardized equipment and training requirements, there are notable differences in other aspects of service. All facilities must meet the same regulatory standards set by the North Dakota Department of Health and the federal Centers for Medicare and Medicaid Services, ensuring baseline quality. Additionally, all X-ray technologists in North Dakota must be certified by the American Registry of Radiologic Technologists (ARRT). However, differences exist in equipment age (newer equipment may produce clearer images with less radiation), radiologist expertise (larger hospitals and academic centers often have subspecialized radiologists), report turnaround time (ranging from same-day to several days), digital access to images (some facilities offer patient portals while others provide CDs), and overall patient experience (wait times, staff interactions, facility comfort). Price doesn't always correlate with quality—many affordable community health centers offer excellent technical quality and service. For routine X-rays, most facilities provide diagnostically adequate images regardless of price point.

Are dental X-rays in North Dakota priced similarly to medical X-rays?

Dental X-rays in North Dakota follow a different pricing structure than medical X-rays. While medical X-rays are typically billed as standalone procedures through hospitals or imaging centers, dental X-rays are usually performed as part of comprehensive dental visits. Single bitewing X-rays typically cost $12-$45 each in North Dakota, with a complete series of 4 bitewings averaging $45-$120. A full mouth series (14-22 X-rays) typically costs $75-$250, while panoramic X-rays range from $85-$175. Many dental practices in North Dakota incorporate routine X-rays into new patient exams or offer them at reduced rates during regular checkups. Dental insurance coverage also differs—most North Dakota dental plans cover preventive X-rays at 80-100% once or twice yearly with no deductible, unlike medical insurance which typically applies deductibles to X-ray services. Additionally, unlike medical X-rays which require physician referrals, dentists can directly order and interpret dental X-rays during the same visit, eliminating separate radiologist fees.